My phone rang. The amended repayment schedule documents were ready. Our lender drove directly to my husbands work and then mine for the required signatures.
Because our solicitor had the remaining parts of these documents, he was waiting on the amended documents to be sent to him so he could hand in the complete paperwork. It took longer than expected to receive the amended documents, so this was not possible. Our solicitor expressed concern to us and our lender that he (our lender rep) ensures the lenders solicitors were able to match up the two parts before handing it to the finance company. Our solicitor was driving to the required location this afternoon. This paperwork had to be handed in today.
I'm not sure why these documents still have it written that the upfront fees would be deducted from the total loan approved. We are adamant and have stated a number of times that we will pay these fees separately at time of settlement. We do not want to pay what would be interest accumulating on the addition of these fees. Who does? Our lender reassured us this was standard practice with all their settlement documents. We still had the option of paying for these fees separately on the settlement date.
We will watch this carefully.
Now, call it curiosity, but we decided after 'visiting' our block to have a quick look at an alternate builders display homes yesterday? We were impressed by a few of their designs, in particular, the great use of indoor and outdoor rooms to open up the house and give it an interesting appeal.
I'll let you know whether they pass the first step, can they build on our corner lot?
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