Monday, October 11, 2010
Saturday, June 19, 2010
Sunday, May 23, 2010
Monday, April 26, 2010
Saturday, April 17, 2010
Construction Begins
After receiving a call from Vince, the concrete guy inviting us to watch the piering, my boys and I went to the site, camera in hand. Very exciting.
Sunday, April 11, 2010
Key Dates
7th May 2010
Good news! WISDOM removed their fill!
23rd April 2010
WISDOM are supposedly going to remove the fill, which has diminished in size after relocation. It has been cordoned off at the top corner near Stream St. We'll see.
9th April 2010
WISDOM Home in background
METRICON Home in background
Good news! WISDOM removed their fill!
23rd April 2010
WISDOM are supposedly going to remove the fill, which has diminished in size after relocation. It has been cordoned off at the top corner near Stream St. We'll see.
9th April 2010
Peter, our Site Supervisor sends Jandson Homes pictures showing 2 x dirt pile fills that need to be cleared before they go-ahead. Apparently, according to a home forum and Jandson, this is a problem especially with new estates. Our best guess is that WISDOM and METRICON building on either side of us have dumped their dirt on our land. HOW RUDE!
I contacted both of their offices requesting that they remove this. The cost from Jandson to us if they removed it on our behalf ranges up to $2,000!
After asking Jandson if they could merely push it to the side. Jandson reply that Chris, the Construction Manager has advised the excavators out on-site to push the spoil to one side so it is out of their way for the time being.
WISDOM Home in background
METRICON Home in background
7 April 2010
Jandson order a Pegout survey for completion by 9th April 2010
30th March 2010
30th March 2010
Email from Jandson Homes. The files have now been moved from Contracts to Construction Dpt.
25th March 2010
25th March 2010
RAMS post out the Authority to Commence Construction letter. We email a copy of this to Jandson Homes
18th March 2010
18th March 2010
Jandson Homes post out
1) a copy of the Council Approved and stampled plans
2) a copy of the Home Owners Warranty Insurance and
3) a copy of the Builders Public LIability and Building Insurance.
We add a copy of the Building contract and post this to RAMS to approve the Authority to Commence Construction.
8th March 2010
1) a copy of the Council Approved and stampled plans
2) a copy of the Home Owners Warranty Insurance and
3) a copy of the Builders Public LIability and Building Insurance.
We add a copy of the Building contract and post this to RAMS to approve the Authority to Commence Construction.
8th March 2010
DA approval received!
Thursday, March 4, 2010
Internal Colours Chosen
9th February - Meeting with colour consultant.
After 3 hours, I'm pleased with the colours selected. After making the following changes:
1. Increasing the existing eaves to the mandatory minimum required
2. Reviewing and changing the exterior brick from colourbrick to an upgraded brick - Whitsunday "Keswick"
3. Removing the gate to the driveway
4. Confirming the light coloured driveway
5. Settling on a litestone "valley coal" feature for all columns and piers
the DRP approved our submission on the 25th February 2010!
Approval and amended drawings were submitted to Council on the same day.
To all those who have been reading about our progress and wondering how this affects our First Home Owners Grant stipulation that we have a slab layed within 6 months of the contract signing (24th September 2009), we have 3 weeks....we have a 99% chance we will miss this deadline.
....Plan B is completing the new documentation received from the OSR asking us to formalise our request for an extension by detailing and attaching the supporting authorisation request from Council and builder of why we missed this initial deadline.
After 3 hours, I'm pleased with the colours selected. After making the following changes:
1. Increasing the existing eaves to the mandatory minimum required
2. Reviewing and changing the exterior brick from colourbrick to an upgraded brick - Whitsunday "Keswick"
3. Removing the gate to the driveway
4. Confirming the light coloured driveway
5. Settling on a litestone "valley coal" feature for all columns and piers
the DRP approved our submission on the 25th February 2010!
Approval and amended drawings were submitted to Council on the same day.
To all those who have been reading about our progress and wondering how this affects our First Home Owners Grant stipulation that we have a slab layed within 6 months of the contract signing (24th September 2009), we have 3 weeks....we have a 99% chance we will miss this deadline.
....Plan B is completing the new documentation received from the OSR asking us to formalise our request for an extension by detailing and attaching the supporting authorisation request from Council and builder of why we missed this initial deadline.
Monday, January 4, 2010
Update by RAMS
Another letter arrived today, from RAMS.
They made a mistake, they were a bit too eager to increase the repayments.
The update is, instead of the $175.03 mentioned in my earlier post, the increase is $150.79 per month!
I STILL don't want your bananas!
They made a mistake, they were a bit too eager to increase the repayments.
The update is, instead of the $175.03 mentioned in my earlier post, the increase is $150.79 per month!
I STILL don't want your bananas!
Saturday, January 2, 2010
The rise and continuing rise of the variable mortgage rate on a First Home Buyer in Sydney
As a new First Home buyer and customer of RAMS Home Loans, backed by the banana smoothie bank of 2009, Westpac, our family would like to thank RAMS, Westpac and the Reserve Bank of Australia for continuing to look out for the little guys, who are not shareholders, but mere customers of your establishment since our relationship began on 28th September 2009.
We are happy to contribute what we can, whenever you decide you need it to boost both your profit line and executive bonuses. We only hope you and your family enjoy your choice of tropical smoothies when relaxing by your pool and modest million dollar homes.
In the spirit of our first Christmas together, I will continue to update our relationship as per your wonderful letters we have been receiving each month since we became part of your family.
28th September 2009
in our second month as a new mortgagee, you wrote your first letter and told us about the increase in bananas and asked for an additional $37.70 per month.
13th October 2009
demand for bananas began to be an issue, so you decided to take care of it and asked us for $62.19 per month instead
10th November 2009
because we decided to split the banana to make two smoothies, you wrote and said that was okay, we just had to pay a little more. You increased it to $75.14 per month
11th December 2009
AND, in the spirit of the festive season and ingenuity on your part to abate the increase in banana tax, we received your latest letter. In the space of 4 months, we, a family of 4 would now pay an additional $175.03 per month!
So, thank you RAMS, Westpac and the Reserve Bank of Australia.
We don't like bananas anymore. Does this make a difference?
We are happy to contribute what we can, whenever you decide you need it to boost both your profit line and executive bonuses. We only hope you and your family enjoy your choice of tropical smoothies when relaxing by your pool and modest million dollar homes.
In the spirit of our first Christmas together, I will continue to update our relationship as per your wonderful letters we have been receiving each month since we became part of your family.
28th September 2009
in our second month as a new mortgagee, you wrote your first letter and told us about the increase in bananas and asked for an additional $37.70 per month.
13th October 2009
demand for bananas began to be an issue, so you decided to take care of it and asked us for $62.19 per month instead
10th November 2009
because we decided to split the banana to make two smoothies, you wrote and said that was okay, we just had to pay a little more. You increased it to $75.14 per month
11th December 2009
AND, in the spirit of the festive season and ingenuity on your part to abate the increase in banana tax, we received your latest letter. In the space of 4 months, we, a family of 4 would now pay an additional $175.03 per month!
So, thank you RAMS, Westpac and the Reserve Bank of Australia.
We don't like bananas anymore. Does this make a difference?
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